You can own a home, or you can manage a never-ending list of things that can (and will) break. Sometimes it’s both.
Insurance doesn’t cover most of the systems that quietly keep your house livable, your heating, cooling, hot water, and electrical wiring. That’s not a secret, it’s just in the fine print. So when something stops working, the repair is on you.
That’s where we come in. At Helping American Homeowners Association, we’ve built simple, targeted protection for the things that fail most often and cost the most to fix. The HVAC Full Service Plan USA is at the center of it.
Heat Cuts Out. AC Dies. Water Goes Cold. It Happens.
Furnaces don’t wait for convenient timing. They give out at midnight in January. AC units fail during the first heatwave of the year. Water heaters? Usually quit the morning you have to be somewhere important.
With the HVAC Full Service Plan USA, you’re covered for all of it. Repairs to the fan/limit control, blower motor and wheel, gas valve, and more. If it stops working, we step in, no deductible, no service fee, no games. Just a flat $64.98 a month to keep your essential systems running.
And if you’re the type who prefers not to spend a weekend on hold with HVAC contractors or Googling what a limit switch is, this plan makes even more sense.
Electrical Wiring Problems Aren’t DIY Projects
Outlets stop working. Light switches spark. Breakers trip without warning. You can ignore it until you can’t.
Electrical issues are among the most common and expensive home repairs. They’re also the kind you don’t mess with unless you’re licensed and know exactly what you’re doing. That’s why we offer the Interior Electrical Wiring Protection Plan USA.
For $4.99 a month, you’re covered for repairs to interior wiring, breaker panels, fuse boxes, and fittings. This isn’t coverage for random gadgets; it’s for the critical systems that run through your walls. The ones you don’t think about until something smells like it’s burning behind the drywall.
We also include low-voltage wiring. That’s your doorbell, thermostat, and alarm system. Small stuff, sure, but when it goes out, it takes comfort and security with it.
These Plans Aren’t Insurance. That’s the Point.
We’re not pretending to replace your homeowner’s policy. That’s not what this is.
This is supplemental protection where insurance leaves you exposed. There’s no paperwork maze, no adjusters, no fighting for reimbursement. You pay a predictable monthly fee. We fix the issue when it happens. It’s that straightforward.
And we don’t bundle in fluff or throw in vague promises. These are hard-working plans for the systems that matter. We cover what breaks. You skip the financial gut punch.
One Less Thing to Worry About
Homeownership already demands enough from you: maintenance, upgrades, property taxes, and insurance hikes. These plans are one small move to make life a little easier.
The HVAC Full Service Plan USA keeps your heating, cooling, and hot water steady through all seasons. The Interior Electrical Wiring Protection Plan USA makes sure you’re not one faulty outlet away from a $700 electrician visit.
Together, they give you practical coverage for the most inconvenient, expensive problems you’re likely to face. No drama. No delays. Just repair coverage that does what it says.
Because when your house fails you, it shouldn’t also bankrupt you. That’s what we believe. And that’s what we cover.
