If you’ve owned a home long enough, you already know: something will break. It’s not dramatic. It’s just reality. A failed furnace on a weeknight, dead AC during a heatwave, flickering outlets that weren’t flickering yesterday.
Most homeowners carry insurance. Fewer realize how little of it covers the stuff that actually goes wrong. The expensive stuff. The urgent stuff.
That’s where we come in. At Helping American Homeowners Association, we’ve built service plans around the parts of the home that actually fail first, and cost the most when they do. It starts with our Full Coverage HVAC Maintenance Plan, created for homeowners who’d rather be prepared than surprised.
HVAC Isn’t Optional. Neither Is Covering It.
Heating and cooling systems aren’t luxuries; they’re the baseline. And when they go, the whole house feels it. No heat in the winter. No cool air in the summer. No hot water for showers, laundry, or dishes. Suddenly, every minute matters.
Our Full Coverage HVAC Maintenance Plan is built around that exact moment. For $64.98 a month, we cover the real components that tend to break: blower motors, gas valves, limit controls, and fan systems. Repairs are included, and there are no surprise fees waiting in the fine print.
We also cover your water heater. Not some future version of it, your current one. When it stops delivering hot water, we take care of it.
Some plans even include annual AC tune-ups. Not because it’s cute marketing, but because preventative maintenance costs less than emergency repairs. That’s the logic behind the whole thing. Cover what breaks, and fix it when it does.
Electrical Problems Don’t Give You Time
Wiring issues usually start quietly. An outlet fails. A breaker trips. A switch makes a sound it shouldn’t. You tell yourself you’ll look into it. Then half your kitchen loses power, or worse.
Electrical repairs are some of the most overlooked and expensive home fixes. They’re also dangerous. You don’t DIY this stuff. You call a licensed electrician, and that means real money, often fast.
That’s why we offer the Interior Wiring Repair Service Plan. For $4.99 a month, we cover the repairs most policies exclude: wiring behind the walls, breaker panels, sockets, fittings, and fuse boxes. We also handle low-voltage lines, your thermostat, doorbell, and alarm wiring. The overlooked, essential stuff that keeps your home functional.
It’s not bells and whistles, it’s the bare minimum you need to avoid being stuck with a four-digit invoice for what looks like a two-minute fix.
Not an Upsell, A Practical Decision
We’re not offering coverage for things that might go wrong someday. These are plans for the things that almost always do.
The Full Coverage HVAC Maintenance Plan is for when your comfort systems stop doing their job. The Interior Wiring Repair Service Plan covers what’s quietly aging behind the walls. Together, they handle the critical failures homeowners see over and over again.
This isn’t about peace of mind, or whatever marketing language companies love to use. It’s about covering the right things so you’re not calling a technician at midnight, wondering how bad the damage is going to be, financially or otherwise.
Here’s the Bottom Line
If your furnace dies tonight or your circuit panel shorts out tomorrow, you’ll deal with it. The question is whether you’ll do it with a plan or without one.
We built the Interior Wiring Repair Service Plan and Full Coverage HVAC Maintenance Plan for the homeowners who’d rather be ready than lucky. Plans that make sense, priced like someone’s actually looked at a real budget.
Home repairs are part of owning a house. But paying full price for all of them? That doesn’t have to be.
